Deceased” to 600+ Credit Score Comeback — Dwight Shortridge’s Breakthrough

When Dwight Shortridge came to us, he wasn’t just dealing with low scores—he was dealing with something most people don’t even realize can happen: two of the three major credit bureaus had him listed as deceased.

That kind of error can shut down your entire financial life. Approvals get denied, accounts can’t be opened, lenders can’t verify identity, and even basic credit monitoring can fail. It’s one of the most extreme—and frustrating—credit reporting issues a consumer can face.

The Challenge: “No Score” Because the System Thought He Was Gone

Because two bureaus had Dwight marked as dead, his credit profile wasn’t functioning the way it should. This isn’t a “normal dispute.” It requires precision, documentation, and a strategy that forces the bureaus to correct the file and restore the consumer’s active status so the credit profile can generate legitimate scores again.

What We Did: Corrected the File, Restored His Profile, Rebuilt Momentum

Our first priority was clear:

1. Fix the “deceased” indicator and get Dwight correctly marked as alive and active in the bureaus’ systems.
2. Re-establish scorable credit files so he could generate real, usable credit scores.
3. Clean up and optimize reporting so the scores could climb fast and sustainably.

Once the “deceased” error was removed and his profile was properly restored, the results came quickly.

The Results: Scores Restored + Massive Point Gains

As of 02/19/2026, Dwight’s credit scores showed a major turnaround:

• TransUnion: (a +654 point increase)
• Experian: (a +629 point increase)
• Equifax: (a +92 point increase)

That means the two bureaus that had him listed as deceased not only got corrected—but also came back online with strong, usable scores, and the remaining bureau jumped over 90 points as well.

Why This Matters

This is bigger than numbers. Dwight now has:

• Active, verified credit files
• Scores that lenders can actually pull
• A real foundation to qualify for better approvals, better rates, and stronger financial opportunities

Dwight’s Story Is Proof: Credit Errors Can Be Fixed—Even the “Impossible” Ones

If you’ve ever been told “nothing can be done,” Dwight’s results say otherwise. Whether it’s inaccurate personal information, mixed files, missing scores, or major reporting errors—the right process can bring your credit back to life (literally).

Dwight, congratulations—this is a powerful comeback, and it’s only the beginning