Success Story — Nicole P. (Denver, CO) | Big Score Jumps + Major Clean-Up

When Nicole (Denver, CO) came to Recovery Credit Options, her credit profile had multiple inaccurate items holding her back — including accounts she stated were not hers and an unauthorized inquiry that didn’t belong on her file.

Fast forward to her latest progress update, and the results speak loud and clear:

✅ Score Gains Across All Three Bureaus

Nicole’s CreditHeroScore report dated 02/18/2026 shows strong increases across the board:

• Equifax: (↑ 81 points)
• TransUnion: (↑ 100 points)
• Experian: (↑ 107 points)

That’s the kind of momentum that moves someone from “stuck” to “financeable.”

✅ What Changed?

According to Nicole’s report, there were 12 deletions recorded in the update.

While every file is different, Nicole’s dispute goals included removing items she identified as inaccurate — such as accounts marked “not mine” and an inquiry she said she did not authorize.

Why This Matters

Score jumps like this can unlock real-life opportunities:

• Better approval odds
• Lower interest rates
• Stronger negotiating power for auto loans, rentals, and mortgages
• Cleaner reports that are easier to build on with positive trade lines

Nicole’s Win = Proof of the Process

Credit repair isn’t magic — it’s strategy + documentation + persistence. When inaccurate information is challenged correctly, results happen.

If you’re dealing with accounts that aren’t yours, outdated reporting, duplicate tradelines, or inquiries you didn’t authorize, you may have options.

Ready to see what’s holding your score back?
Message Recovery Credit Options to get started.

Disclaimer: Results vary by file and credit profile. This story reflects one client’s documented progress as of 02/18/2026.